Product Type & Tenure:

• Regular Savings Account (no fixed term; transactional).

Target Customers:

• Individuals (single or joint), institutions, clubs, societies, etc.

Profit Payment:

• Profit-sharing: calculated on daily closing balance, credited half-yearly (June & Dec) or at account closer as per weightage based.

Key Features / Benefits:

• Core Islamic savings account: minimum opening deposit BDT 500.
• Full transactional facilities (cheque book, any-branch banking, ATM/debit card, internet/mobile banking, fund transfers, utility bill payment).
• Profit rate according to weightages set by competent authority.
• Account rules align with Bangladesh Bank.