Product Type & Tenure:

• Goal-Based Savings Scheme for Hajj (Tenure 1–10 years).

Target Customers:

• Individuals planning for Hajj.

Profit Payment:

• Profit-sharing: calculated monthly, paid yearly or at maturity (weightage-based rate).

Key Features / Benefits:

• Structured Hajj savings: fixed monthly installment based on chosen tenure (i.e. BDT 3,500 for 10 years, higher for shorter terms) to accumulate Hajj expenses.
• Withdrawal Facility up to 80% of balance allowed.
• Supports customers in achieving their religious goals of performing Hajj.